Extended Care Disrupts Retirement Plans

A need for care can quickly become all-consuming. Providing care disrupts the emotional and physical well-being of those your client loves, while paying for care disrupts every plan created to secure financial viability during retirement.

Paying for care causes a reallocation of cash flow-- cash that is already committted to pay for non-discretionary lifestyle expenses. Before long, care requires an unintended invasion of capital, raising issues of:

• Unnecessary taxes
• Market timing
• Liquidity
• Reduced capital for income generation

Let Your Portfolio Execute as Intended

Establishing a plan allows others to provide care so your clients' retirement plans can execute as intended. We consultatively engage with clients of:

• Financial advisors
• Certified public accountants (CPA's) and tax professionals
• Estate planning attorneys

Partner with an LTC Insurance Specialist

Your knowledgeable partner at LTCA can assist with:

• HNW clients and those of more modest means
  
• Asset-based solutions and traditional high-leverage alternatives
  
• Solutions funded through one's business, and other tax advantages
  

Why Work with LTCA?

Working hand-in-hand with one of our career professionals translates into better outcomes-- for your clients and for you:

• LTCA's producers have an average of 15-years experience as LTC insurance specialists
  
• We are experts at navigating the world of health underwriting
  
• Spare yourself case management-- that's what we do, from new business intake to policy delivery.
  

Next Steps

If you would like to learn more about partnering with an LTC Insurance Specialist, please contact info@ltc-associates.com.